Permanent Foundation vs Standard Setup: What Lenders Usually Mean

“Permanent foundation” sounds like one of those phrases that should settle a question quickly. In a live manufactured home loan file, it usually does the opposite. An underwriter adds a condition. The borrower asks the retailer what it means. The installer says the home is already set. Someone else says it is “on blocks,” so […]

Understanding HUD Wind Zones and Why Tie-Down Requirements Change

Many homeowners assume a manufactured home can be moved and installed the same way anywhere. It is easy to see why. If the home was anchored properly at the old location, the natural assumption is that the same setup should still work after the move. But that is not always how it works. HUD wind […]